Accessible Version
Terrace Creek Dental Care

Financial Info

We want to make it easy and possible for you to receive the best dental care when you need it. We will provide you with affordable, high-quality treatment that fits your time and budget. Our dental team will discuss with you the cost of your treatment and each of your available payment options before you begin so that you can make the best choice for you.


As a service to our patients, we will bill your insurance company for you. We are committed to helping you maximize your dental benefits, and we will work with your insurance provider to make sure that your coverage meets your needs and your budget. Before treatment, we will provide you with a detailed summary of your estimated treatment costs. 

Due to the complexities of each individual insurance contract, we can only estimate your coverage but cannot guarantee coverage. Your estimated patient portion will be presented to you before treatment begins and will be due at the time of service. Our staff is always available to answer any questions you might have about your dental benefits.

Please don’t hesitate to reach out to us anytime you have a question or concern!

We are in-network with most dental insurance plans, including:

  • Aetna
  • Ameritas
  • Cigna DPPO
  • Delta Dental
  • WDS 

We also work with plans under the Connection Dental Network:

  • Assurant
  • GEHA
  • Guardian
  • Humana
  • Lincoln
  • MetLife
  • Principal
  • United Healthcare 


We are proud to offer financing options in-house and through Care Credit. If you would like to manage the cost of your dental care by making monthly payments that fit your budget, we’re pleased to offer CareCredit third-party financing. CareCredit offers interest-free plans with low monthly payments. You can apply for CareCredit online or at our office. Approval is fast, and there’s no waiting period, so you can apply and move forward with your treatment right away.

Payment Options

For your convenience, we accept cash, personal checks, and most major credit cards. Payment is expected at the time services are performed. Please ask us about our financing options.

Frequently Asked Questions

Personalized care at Terrace Creek Dental Care starts before treatment, with no judgment or lectures. The past is the past, and we won’t ever shame you about your oral habits.

Dr. Jagow helps you understand your dental needs and treatment options and will give you as much or little information as you’d like, so you can make the best choices for you. She will work with you to develop a customized treatment plan that’s based on your needs and desires.

Our goal is to plan treatment at our Mountlake Terrace dental office that fits your timeline, budget, and any other unique considerations you have. During treatment, our dental team will ensure that you are comfortable and relaxed, and we will complete your dental work at your pace.

We will explain our financing options and provide pre-treatment estimates that give you a good idea of what your out-of-pocket cost will be so you can plan accordingly. During treatment, we’ll make sure you are comfortable and relaxed. Afterward, Dr. Jagow is available if you have any concerns or questions before you leave our office.

If you are looking for a new dental home for you and your family, we hope you’ll consider Terrace Creek Dental Care. We are as genuine and caring people as you could hope to meet, and we can’t wait to show you the difference that makes to your oral health care.

Each member of the team at Terrace Creek Dental Care has years of experience in treating patients with the highest level of care. Our team members strive to stay on the leading edge of the very latest in technology, including digital x-rays, intraoral cameras, and sedation dentistry. We routinely taking continuing education courses and attending seminars. We then use our updated knowledge to help you achieve long-term dental health, and ultimately improve your quality of life.

Dr. Kathryn Jagow was awarded her Doctorate of Dental Surgery (DDS) degree from the University of Washington School of Dentistry. To ensure that her patients receive the high-quality dental care that they deserve, Dr. Jagow stays current with ongoing changes in treatments, new techniques and materials, and technological breakthroughs.

She takes continuing education courses throughout the year to keep up with the most recent scientifically-proven treatments and techniques in orthodontics, aesthetic treatments, and general dentistry. As an active member of the Washington State Dental Association academy, Dr. Jagow takes advantage of the opportunity to learn from the top specialists in the state.

We’re proud of our accomplishments and our commitment to introduce our patients to the latest and best that modern dentistry has to offer. Please call us to schedule an appointment at our Mountlake Terrace dental office so we can tell you about the latest developments and how they can benefit you!

If you have difficulty using our website, please email us or call us at (425) 776-2323
View the ADA Accessibility Statement
ALT: ‪(425) 728-6140‬
No Insurance? No Problem! - Click Here to learn more about our Dental Membership plan!